How you can delete the ZestMoney account? If this question is in your mind and you are looking for an actual step-by-step guide then follow this article. We will help you with a proper step-by-step guide for ZestMoney Delete Account.
ZestMoney is an Indian online lending platform that offers loans to consumers at a lower interest rate. The company was founded in 2012 by Deepak Jain and Mukul Sachdeva. ZestMoney has been able to provide over Rs 500 crores worth of loans in the last 5 years, which is a testament to the quality of their service.
- 1 Why do You need To Delete Your ZestMoney Account?
- 2 Things To Know Before Deleting ZestMoney Account
- 3 Some Popular Features Of ZestMoney
- 4 How To Delete ZestMoney Account?
- 5 Contacting Them By Email
- 6 Delete Account By ZestMoney App
- 7 Which ZestMoney Delete Account Method Is Recommended?
- 8 FAQ
Why do You need To Delete Your ZestMoney Account?
Should you permanently delete your ZestMoney account? This seems to be a common question for most users after they have cleared all the loans of their ZestMoney loan. According to a survey conducted by ZestMoney, around 78% of people want to permanently delete their account once they have cleared all the loans they had applied for.
The reason behind this is that most of them do not want to keep track of all their transactions and also do not enjoy receiving mail spam from other banks, that are trying to promote new products or services.
Here we are guiding you on how you can delete your ZestMoney Account.
Things To Know Before Deleting ZestMoney Account
Before you delete your ZestMoney account, make sure you have all of your money transferred to another bank.
If you are not going to use ZestMoney anymore, it is recommended that you transfer the balance in your ZestMoney account to another bank account. You can do this by going to the “Transfer Balance” page and selecting the bank where you want to send the funds.
In order to withdraw money from your ZestMoney account, please go through one of these two options:
Option 1: Withdraw cash at any ATM
Option 2: Transfer money from your ZestMoney account into a linked bank account
Some Popular Features Of ZestMoney
There are some cool features that ZestMoney offer. You may skip this section and go to directly the deleting part.
- 0 percent interest and no joining fees
- No hidden charges
- Personalized credit limit of up to 2 lac
- Accepted at 10,000 online stores and 75,000 physical retail stores
- 3-step fast approval process – no paperwork, no credit card needed
- 15+ million happy users, 4.4 app rating on the Play Store
ZestMoney helps you break down whole payments into smaller manageable payments over 3 or 6,9,12 months, at 0% interest*.
How To Delete ZestMoney Account?
ZestMoney account deleted permanently is a little bit tricky. Follow the guides carefully to get the best outcome. There is no option on the ZestMoney app to delete your account from the application. You need to contact bank support manually to delete your ZestMoney account. Here I will give 2 methods to contact the bank support manager and delete your ZestMoney account.
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By Contacting Them By Phone
Open your ZestMoney App. You will see an interface like the one below. Click on support.
After clicking support the next step click ok call.
Then you will see an option to call us now. Click on it.
After clicking you will talk with a bank support manager. Ask them to delete your account for you. And they will verify your account and then delete the account for you.
Contacting Them By Email
Open your email account. You need to mail from the ZestMoney registered email address. Their official email address is [email protected].
In the subject, you can enter anything related to deleting your account. For an example, you can add “REQUEST TO DEACTIVATE MY ZESTMONEY ACCOUNT“.
Now write the reason for deleting your account. Explain briefly if possible. And in 24-74 hours during the working day, you will receive an email with confirmation or if the manager needs more detail from you. You need to communicate with the bank manager.
Delete Account By ZestMoney App
You can also delete your ZestMoney account from the ZestMoney app by following the steps below.
- Open your ZestMoney Mobile App
- Sign in if needed
- Click the icon from the bottom left corner and then click on the “General” Tab.
- Then Scroll Down and Click “Account, billing, and usage“.
- Scroll down again you will see an option to delete your account.
Which ZestMoney Delete Account Method Is Recommended?
There are three ways to delete your ZestMoney account. One way is to call them and ask them to delete your account, which is recommended.
You can also email them and ask them to delete your account, however, email is not a good way to contact a company and they may not respond. Sometimes their response could take up to 72 hours which is longer.
Finally, you can use the ZestMoney app to delete your account, which is a convenient approach.
How can I delete my ZestMoney account?
You can delete your ZestMoney account by directly contact them by phone or contact them by email. Also, you can delete your account by using the ZestMoney mobile app.
Can we delete zest account?
Yes you can. If you ever need to delete your zestmoney account you can delete by following simple steps.
Is ZestMoney RBI approved?
Yes, ZestMoney is RBI approved. ZestMoney operates under the same guidelines as all other digital lending platforms in India.
Is ZestMoney legal?
ZestMoney is authorised to provide the Services under Section 2(a) of regulation 12 of the Payment and Settlement Systems Act in India.